About PennyMath

We believe everyone deserves access to quality financial tools without paying for expensive software or giving up their data.

Our Mission

PennyMath was created with a simple goal: to provide free, transparent, and privacy-respecting financial calculators that help people make better money decisions.

Too many financial tools are either hidden behind paywalls or designed to collect and sell your data. We wanted to create something different.

Our Values

Transparency

Every calculation we make is explainable. We don't use black-box algorithms or hide our methodology. You can see exactly how we arrive at our numbers in our methodology section.

Privacy First

We don't track you. We don't collect your financial data. All calculations happen in your browser, and your data never leaves your device. No accounts, no cookies, no analytics that spy on your finances.

Accessible

Quality financial tools shouldn't be reserved for those who can afford expensive software. PennyMath is free and always will be. No freemium upsells, no premium tiers, no "contact sales for pricing."

What We're Not

PennyMath is not a replacement for professional financial advice. Our calculators are educational tools designed to help you understand financial concepts and explore scenarios. For personalized advice, especially for complex situations, please consult with a qualified financial advisor.

Get in Touch

Have a question, suggestion, or found a bug? We'd love to hear from you. Visit our contact page to get in touch.