Privacy Policy

The Short Version

We don't collect your personal data. We don't track you. We don't use cookies. Your financial data stays in your browser and is never sent to our servers.

Data We Don't Collect

• Personal information (name, email, address)
• Financial data entered into calculators
• Browsing history or behavior on our site
• IP addresses
• Device information
• Location data

How Our Calculators Work

All calculations happen entirely in your browser using JavaScript. The numbers you enter into our calculators:

• Are processed locally on your device
• Are never transmitted to our servers
• Are not stored anywhere (except temporarily in your browser's memory while you use the calculator)
• Are cleared when you close or refresh the page

Local Storage

We use your browser's local storage only to remember your dark mode preference. This data:

• Stays on your device
• Is never sent to our servers
• Can be cleared by clearing your browser data

Third-Party Services

PennyMath does not use:

• Google Analytics or any analytics tracking
• Advertising networks
• Social media trackers
• Marketing pixels
• User tracking tools of any kind

Hosting

Our website is hosted as a static site. Standard server logs may record IP addresses and page requests, but we do not access, analyze, or store these logs.

Email Communication

If you contact us via email, we will use your email address only to respond to your inquiry. We do not:

• Add you to any mailing list
• Share your email with third parties
• Send marketing emails

Children's Privacy

Our service does not address anyone under the age of 13. Since we don't collect any personal data, we don't knowingly collect information from children.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this privacy policy, please contact us at reach@pennymath.fyi.