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Buy vs Rent Calculator

Compare the true cost of homeownership versus renting over time to make an informed decision.

Buy scenario

$
$
%
years
%/yr
$/yr
%/yr
%/yr
%
%

Rent scenario

$
%
$/yr
%/yr

Expected return on invested savings

How investment balance works

1.

Starting capital: Down payment + closing costs you'd invest instead of buying

2.

Monthly savings: If renting costs less than owning, the difference gets invested each month

3.

Compound growth: Your portfolio grows at the investment return rate you set above

Time horizon

years